Find Your Home’s Value
There are many factors that play a role in determining the value of a property. One of the key factors is LOCATION. Face to Face Realty offers our clients a FREE MARKET ANALYSIS of their property. This analysis is designed to give you specific, up to date information about your property and your local market. Please take a moment to provide us with the requested information below and we will provide you with the market analysis at no cost.
Credit is important when buying your home.
Here are 3 Tips to get you a Good Credit Score.
Tip #1: Payment History
The biggest part of having good credit scores is paying your accounts on time. Start paying on time for 3 months and your score will improve.
Tip #2: Too Much Debt
Do not use your credit cards to the limit. This will bring your credit score down. Try not to use more than 30% of your credit limit. If you do that your credit score will start to go up.
Tip #3: Diversification
You should have different types of accounts. You want loans and credit cards. This shows banks you know how to handle different types of credit accounts. You score will go up and more banks will approve you.
Do You Have an ITIN?
Here Is How To Get Your Credit Started with a ITIN:
An Individual Taxpayer Identification Number (ITIN) is issued to an individual for tax purposes. These numbers, if used, would be recognized as an invalid Social Security number on your credit report.
If you do not have an SSN, you can submit your request for a free credit report in writing. Please include one copy of a government-issued identification card, such as a driver’s license, state ID card or similar displaying your current address, and one copy of a current utility bill, bank statement, insurance statement or similar.
Please also include the following identification information:
Send your request to:
Experian
P.O. Box 9701
Allen, TX 75013
This will create your credit report with your ITIN. Please wait a few weeks for your information to be processed.
If you need any help, please contact us:
Si estás leyendo esto, estas listo para dar el siguiente paso en el proceso de compra de una vivienda.
Proporciona tu informacion para tener una idea de tu rango de precios y averiguar para qué subvenciones para compradores de vivienda y asistencia para el pago inicial eres elegible.
Enviar tu información te llevará entre 3 a 5 minutos.