Credit will no longer stop you from buying your home, car, or whatever. We have EVERYTHING you need to get your credit where it has to be.

Time to get your CREDIT together once and for all. No more fooling around.

It will take 2 to 3 minutes to submit your info. If you’re serious…Click Start Here.

All Scores Matters (Credit Scores)

First things first. What those scores look like? You can buy a home with a credit score as low as 640. If you want to know your scores, there are a lot of Apps today that will give them to you for free. Also, check with your bank or credit card apps. If you need help with credit repair, we can help you with that as well.

Save, Save, Save

How’s that savings account looking? All that Fashion Nova adds up, huh. While we do help our clients receive down payment assistance, it’s still a good idea to have money saved for things like appraisal and home inspection. If you need an idea of exactly how much you need saved, we can help you with that.

Where Your Agent At?

Real Estate agents are like good bras. The right one makes all the difference. Your agent represents you during the buying process. Good agents take the stress out of the process. Your agent has all the connections you need, like home inspectors and lenders, to make everything go smoothly. Needless to say, we have the best agents.

Is Your Lender About That Life?

Good Lenders know where the money is and how to get it for you. There are so many different loan programs. The lender will find the one that fits you and your goals. And, you know who can connect you with the best lenders?…You guessed it! Our agents.

You Got The Money, Let’s Shop!

At this point you know how much you qualify for and what areas you are interested in buying. Now, this is important. I need your full attention. This is probably the most important advice we can give you. Ready?…Listen To Your Agent!

Follow Us: @Face2FaceRealty

If you are reading this you are ready to take the next step in the home purchasing process.

Provide your information to get an idea of your price range and find out what home buyer grants and down payment assistance you are eligible for.

It will take about 3 to 5 minutes to submit your info.

¿Sabia que si no tiene un número de seguro social y quiere comprar una casa, hay un programa para usted? El Préstamo Hipotecario ITIN es el programa que  ha estado buscando. No requiere un número de seguro social. Todo lo que necesita es su ITIN (Número de Identificación Personal del Contribuyente) y estará en camino a ser dueño de su propia vivienda.

Por favor, siéntase cómodo completando el formulario de contacto. Nuestra conversación con usted es confidencial y hablamos español.

Cómo Calificar:

* Puntaje de crédito mínimo de 640 (Ayudamos con mal crédito)
* Historial Laboral Mínimo de 2 Años
* Debe tener un pago inicial del 15%
* Ya debe tener ITIN

No More Landlord.

At Face To Face, we understand the many benefits of home ownership. We are assisting 1,000 families nationwide to become homeowners by November 2025.

Want to be among the 1,000 New Homeowners?

Follow @Face2FaceRealty

English? Click Here

Que podría ser más emocionante que hacer el Salto de Inquilino a dueño de Hogar? Nada se puede comparar al sentimiento de voltear la llave para desenllavar un lugar que es todo tuyo. Sin Arrendador.

En Face To Face Realty, nosotros entendemos los muchos beneficios de ser dueño de Casa. Por consiguiente, nos hemos resuelto a asistir a 1,000 familias a través del país a llegar ser dueños de su propio hogar para Noviembre del año en curso 2025.

Quisieras estar entre los 1,000 nuevos dueños de Hogar?

Sigue @F2FRealtyESP

ENTER

To get Prime Access, upload an image of your eligibility letter or card to one of the following:

• Medicaid: Upload image of your Medicaid eligibility letter
• SSI: Supplemental Security Income (this is different from Social Security and SSDI)
• Direct Express Prepaid Debit Card: Upload image of card
• TANF: Temporary Assistance for Needy Families
• TTANF: Tribal Temporary Assistance for Needy Families
• NSLP: National School Lunch Program, (letter must include your child’s name and the school’s name)
• LIHEAP: Low Income Home Energy Assistance Program
• WIC: Women, Infants, and Children program

Click Here: Access Prime Discount

The IRS announced on Friday that it will delay the rollout of a new rule that was set to lower the tax reporting threshold for transactions businesses make through third-party payment platforms like Venmo and Cash App. 

The IRS said in a release that it chose to delay the lowering of the threshold to $600 following concerns that the agency and the Treasury Department received about the timeline. 

What Does This Mean?

For the 2022 Tax Year, Cash App and Venmo will not be reporting transaction to the IRS.

Want to Use Your Refund to Buy a Home?

Credit is important when buying your home.

Here are 3 Tips to get you a Good Credit Score.

Tip #1: Payment History

The biggest part of having good credit scores is paying your accounts on time. Start paying on time for 3 months and your score will improve.

Tip #2: Too Much Debt

Do not use your credit cards to the limit. This will bring your credit score down. Try not to use more than 30% of your credit limit. If you do that your credit score will start to go up.

Tip #3: Diversification

You should have different types of accounts. You want loans and credit cards. This shows banks you know how to handle different types of credit accounts. You score will go up and more banks will approve you.

Do You Have an ITIN?

Here Is How To Get Your Credit Started with a ITIN:

An Individual Taxpayer Identification Number (ITIN) is issued to an individual for tax purposes. These numbers, if used, would be recognized as an invalid Social Security number on your credit report.

If you do not have an SSN, you can submit your request for a free credit report in writing. Please include one copy of a government-issued identification card, such as a driver’s license, state ID card or similar displaying your current address, and one copy of a current utility bill, bank statement, insurance statement or similar.

Please also include the following identification information:

• Your full name including middle initial (and generation – Jr., II, III)
• Social Security number
• Date of birth
• Complete addresses for the past two years

Send your request to:

Experian

P.O. Box 9701

Allen, TX 75013

This will create your credit report with your ITIN. Please wait a few weeks for your information to be processed.

If you need any help, please contact us: