Blog | Face to Face Realty - Part 3

Consiguiendo Calificar!

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Si estás leyendo esto, estas listo para dar el siguiente paso en el proceso de compra de una vivienda.

Proporciona tu informacion para tener una idea de tu rango de precios y averiguar para qué subvenciones para compradores de vivienda y asistencia para el pago inicial eres elegible.

Enviar tu información te llevará entre 3 a 5 minutos.

Ready To Sell!?

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Find Your Home’s Value

We offer a FREE MARKET REPORT of your property. This report is designed to give you specific, up-to-date information about your property and your local market.

 Please take a moment to provide us with the requested information and we will provide you with the market report at no cost.

IRS Delays Filing Deadline

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Treasury Secretary Steve Mnuchin announced on Tuesday that the federal government will allow taxpayers to defer income tax payments for up to 90 days in order to help mitigate the economic chaos caused by the coronavirus fallout.

Taxpayers filing for the 2019 tax season can also defer those filings for the same three-month time period. The ordinary deadline has been pushed from April 15 to July 15.

Corporations will also be granted a three-month reprieve. No taxpayer or corporate entity will suffer penalties or interest rates during that time, Mnuchin said.

The deferment does not apply to state taxes, only federal.

Tax Filing Services: @Face2FaceTaxes

FaceToFaceInc.com/Taxes

CREDIT KARMA: What You Need To Know

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Everyone has Credit Karma, it seems. The app offers you a way to get credit scores and reports from two of the three major credit reporting companies, TransUnion and Equifax.

The biggest plus for Credit Karma is the app is FREE! It’s hard to beat that. These free reports come in handy to spot inaccuracies to correct and improve your credit. You even get a credit score. Great, right?

While Credit Karma will give you A SCORE, they do not provide you with THE SCORE. Credit Karma will not give you the FICO Score. That is the score lenders will look at when they process your mortgage application.

Therefore, many times the score from Credit Karma will differ greatly from the scores the lenders use.

Continue to FOLLOW US @Face2FaceRealty

Use Your 401(k) To Buy Your Home

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If you’re purchasing a home, then you’re going to need a down payment.

Many home buyers are not aware that they are able to withdraw from their 401(k) to use for the down payment.

How much can you borrow?

  • $50,000, or
  • 50% of your 401(k) account balance

Disclaimer: We are not an accounting firm or financial advisor. Please consult a licensed professional for more details.

Disaster Victims Home Buyer Program

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Do you have Damage from the Hurricane? Renters and Owners can receive a Loan to Buy a Home with No Down Payment.

Benefits of the Program:

  • 100% Financing- No Money Down
  • Flexible Closing Cost Payment Option
  • Approved Condos can be Purchased
  • Purchase in Any Parish or County
  • You have up to ONE YEAR to Find Your Home

Eligibility:

  • Renters and Owners Qualify to Buy
  • Minimum Credit Score of 620
  • Previous Residence (Owned or Rented) must have been located in Disaster Area and be damaged or destroyed
  • Borrower to Provide proof of FEMA Claim and FEMA Number

Tax Refund Delay. Why?

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Millions of households that hustled to get their tax returns to the IRS early could be waiting until March for their refunds.

If you’re claiming the additional Child Tax Credit (CTC) or the Earned Income Tax Credit (EITC), the IRS cannot issue your refund before mid-February. An anti-fraud law requires the agency to use that additional time to review those returns to prevent refunds from being issued to scammers.

That means these families could be waiting until the first week of March before their refunds hits their bank accounts.

Where’s My Refund? Most refunds are issued with in 21 days.

TRACK YOUR REFUND

Lakeview Crime Killing Prices

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Trouble In Paradise

Vehicle break-ins in New Orleans have surged about 160% since 2015, according to city statistics. City leaders are under even more pressure after more than 6,000 car burglaries were reported in 2019, a roughly 57% increase from 2018.

Lakeview has not been exempt from these statistics. But, how has this effected the Lakeview housing market?

Here are the numbers. In the month of January 2018 the average sold price in Lakeview was $437,500. That is a drop from January 2017 where the average sold price was $567,500.

Another telltale sign is the fact that out of the 73 active homes for sale in Lakeview, 26 homes (appx 35%) hit the market just in the last 30 days with the average list price being $564,500. Is the proverbial sky falling in Lakeview?

Either way, these facts only lead to more questions. Where do all these current Lakeview residents plan to relocate? And, what is the demographic of the potential buyers of these Lakeview homes?

Time will tell.

John Kendall, Broker

E: JKendall@FaceToFaceRealty.com

IG: @Face2FaceRealty

GROW YOUR REAL ESTATE INVESTING BUSINESS

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(Serious Investors Only)

Looking to pick up properties for your portfolio? Just getting started or a season investor, we specialize in finding those hidden house deals that you normally only hear about.

Face To Face Realty is not your typical Real Estate Brokerage. With our marketing system we find the best properties in Pre-Foreclosure, Bank Owned Homes, Handyman Deals, Fixer Uppers, and Distressed Properties at Wholesale Prices.

We make it easy by putting the deals together for you. No Hassle Portfolio Building.

So, are you interested in becoming a Preferred Client (it’s free!) get started here:

@Face2FaceRealty

Ph# (504)239-8437

E: Info@FaceToFaceRealty.com

5033 Paris Ave aka “The Ave”

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ONE OF A KIND, SMART HOME in Mirabeau Gardens. Custom Features, Marble Kitchen Counters, Soft Close Cabinets, Stainless Steel Appliances, Sunroom, State of the Art Alarm System, Vaulted Ceilings, Recessed Lighting, Large Bedrooms, Spacious Living Area, Wet Bar, Designed for Entertaining, Walk-in Closets Throughout, Double Car Garage, Fully Furnished, Dining Room with a Custom Designer Chandelier. Did We Mention the Movie Theater? Do Yourself a Favor and Come See This Home.

Wait…There’s MORE…